138 Church Street

Palmyra, NY
$ 324,899 Beds 4 Baths 3 Sq 3,350
Monthly Estimate* How much can I afford?

Welcome to this charming old-style home in Palmyra, offering 4 bedrooms, 3 full baths, and the perfect blend of character and modern updates! The property also features a versatile bonus room that could be used as a home office, 5th bedroom, craft room, playroom, or whatever best fits your needs. The home has seen numerous upgrades in recent years, including new appliances in 2022, new gutters in 2023, new basement and exterior outlets in 2023, new windows in the primary suite in 2024, a new roof in 2024, and a new water heater in 2024. Comfort and efficiency were further enhanced with the installation of 7 mini-splits in 2025, along with insulation added to the rim joists and attic floor. A new fence was also installed in 2025. Enjoy the added convenience of having a public park directly behind the property, along with a truly unique location just seconds away from the famous Four Corners in Palmyra. This character-filled home offers the charm of an older home with the peace of mind that comes from so many major updates already completed!

Active

  • Price
  • $ 324,899
  • City
  • Palmyra
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • Palmyra-Village
  • Lot Size
  • 0.37 Acres
  • Zip
  • 14522
  • Sqr Footage
  • 3,350
  • Year Built
  • 1920
  • Taxes
  • $ 10637
  • Style
  • HistoricAntique
  • MLS#
  • R1709727
Listed By: Angelica L Bruno with Keuka Lake & Land Realty;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Ductless,Gas,HotWater,Steam
Cooling Ductless
Utilities SewerConnected,WaterConnected
Possession Closing
Roof Metal
Appliances Dryer,Dishwasher,ElectricWaterHeater,GasOven,GasRange,Microwave,Refrigerator,Washer
Garage Spaces 2.0
Architectural Style HistoricAntique
Construction Materials Other,VinylSiding
School District Palmyra-Macedon
Year Built 1920
Township Palmyra-Village
Property Subtype SingleFamilyResidence
County Wayne
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 10
Full Baths 3
Status Active
City Palmyra
Senior Community Y/N No
High School District Palmyra-Macedon
MLS Area Palmyra-Village-543601
Lot Size Units Acres
Lot Size Square Feet 16117.0
Year Built Details Existing
Tax Annual Amount 10637.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Palmyra-Macedon
Elementary School District Palmyra-Macedon
Tax Assessed Value 248900
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 659

Interior Features

Interior Amenities Den,SeparateFormalDiningRoom,EntranceFoyer,EatInKitchen,HomeOffice,BedroomOnMainLevel
Basement Full
Flooring Hardwood,LuxuryVinyl,Varies
Total Fireplaces 2
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Laundry Features UpperLevel
Total Bedrooms 4
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3

Exterior Features

Exterior Amenities BlacktopDriveway,EnclosedPorch,Porch
Parking Features Detached,Garage
Lot Features IrregularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.37
Foundation Details Block
Building Area Total 3350.0
Lot Dimensions 115X169
Lot Size Acres 0.37
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/26/2026 Listed $339,900
9/8/2026 5% - $324,900
9/9/2026 1% - $324,899

Property vs Zip Code Average in 14522

Price
AVG $240K
$320K
Taxes
AVG $6,279
$10,637
Year Built
AVG 1939
1920
Visits
AVG 15
5
Data Provided by Inside Real Estate®

Areas That We Cover

138 Church Street Palmyra, NY is a Single Family Home for sale at $324899 with 3350 sqft and a lot size of 0.37 Acres Acre(s). 138 Church Street Palmyra has 4 bedrooms, 3 baths and was built in 1920. The property's zip code is 14522 which is in Palmyra, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.