Mary Lawrence

240 Plum Point Road # 1

Milo, NY
$ 325,000 Beds 3 Baths 2 Sq 1,260
Monthly Estimate* How much can I afford?

Rare Opportunity for Year-Round Lakefront Living on Seneca Lake. Discover the lifestyle you’ve been dreaming of at The Cottages at Plum Point- an exclusive lakefront enclave nestled along Seneca Lake’s coveted western shore. Enjoy 152 feet of private, level shoreline and your own dedicated dock slip, ideal for sunset cruises and lakeside leisure. These move-in-ready homes feature three bedrooms, two full baths, and bright, open-concept layouts that maximize natural light and create a warm, welcoming atmosphere. High-quality finishes and lake-inspired design elements make each space feel like a true sanctuary. Residents enjoy access to a thoughtfully curated suite of amenities, including Waterfront fire pit, gazebo, and picnic area, Kayaks for exploring the lake, Fenced dog park, Community gardens area. Ownership is effortless thanks to a comprehensive HOA that covers land taxes, water, sewer, lawn care, snow removal, and trash service. Just a short stroll from Plum Point Lodge and its acclaimed restaurant, this community offers both convenience and charm. Plus, with approval for year-round short-term rentals (Airbnb/VRBO), these cottages present an exceptional opportunity for personal enjoyment and income potential. Ideally located near award-winning wineries, Watkins Glen, and the heart of the Finger Lakes. Monthly land lease and HOA/community fees total $900/month, which includes the land lease, HOA/community amenities, water, sewer/septic, garbage/trash service, lawn maintenance, snow removal, road upkeep, boat slip and access to shared community amenities.

Active

  • Price
  • $ 325,000
  • City
  • Milo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • YATES
  • Half Bathrooms
  • 0
  • Area
  • Milo
  • Lot Size
  • 7.5 Acres
  • Zip
  • 14842
  • Sqr Footage
  • 1,260
  • Year Built
  • 2022
  • Taxes
  • $ 2477
  • Style
  • ModularPrefab,Ranch
  • MLS#
  • R1671408
Listed By: John P. Parrott III with Coldwell Banker Finger Lakes;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer SepticTank
Heating Propane,ForcedAir
Cooling CentralAir
Utilities HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Asphalt
Appliances BuiltInRefrigerator,Dishwasher,ElectricWaterHeater,GasOven,GasRange,Microwave
HOA Fee 0.0
Garage Spaces 1.0
Patio/Porch Features Covered,Deck,Porch
Architectural Style ModularPrefab,Ranch
Construction Materials VinylSiding,PexPlumbing
School District Dundee
Year Built 2022
Electric CircuitBreakers
Stories Count 1
Township Not Applicable
Levels One
Unit Number 1
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess,DockAccess,Lake
Assoc Fee Paid Per Monthly
County Yates
Property Type Residential
Attached Garage Yes
Subdivision Name Town/Milo
Garage Y/N Yes
Other Structures Gazebo
Total Rooms 6
Full Baths 2
Status Active
Directions From Route 14,take Plum Point Road toward Seneca Lake,property is on the left.
City Milo
Body of Water Seneca Lake
Land Lease Amount 900.0
Senior Community Y/N No
High School District Dundee
MLS Area Milo-573089
Lot Size Units Acres
Lot Size Square Feet 326700.0
Year Built Details Existing
Land Lease Y/N Yes
Tax Annual Amount 2477.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Dundee
Elementary School District Dundee
Tax Assessed Value 150000
TaxOtherAnnualAssessmentAmount 0.0
Virtual Tour https://www.fingerlakesproperties.com/plumpointcottages

Interior Features

Interior Amenities SeparateFormalLivingRoom,KitchenFamilyRoomCombo,MainLevelPrimary,PrimarySuite
Basement CrawlSpace
Flooring Varies,Vinyl
Total Stories 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 2

Exterior Features

Exterior Amenities ConcreteDriveway,Deck,FullyFenced,PropaneTankLeased
Fencing Full
Parking Features Attached,Garage
Lot Features Greenbelt,Rectangular,RectangularLot
Water Source Lake,River
Lot Size Area 7.5
Foundation Details Block
Building Area Total 1260.0
Lot Dimensions 140X311
Lot Size Acres 7.5
Frontage Length 152
Waterfront Y/N Yes
Road Frontage Type PrivateRoad

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/9/2026 Listed $325,000

Property vs Zip Code Average in 14842

Price
AVG $350K
$330K
Taxes
AVG $3,426
$2,477
Year Built
AVG 1998
2022
Visits
AVG 37
49
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

240 Plum Point Road # 1 Milo, NY is a Single Family Home for sale at $325000 with 1260 sqft and a lot size of 7.5 Acres Acre(s). 240 Plum Point Road # 1 Milo has 3 bedrooms, 2 baths and was built in 2022. The property's zip code is 14842 which is in Milo, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Mary Lawrence

Mary Lawrence

Agent

558-484-9515

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