Mary Lawrence

307 Panama Bear Lake Road

Harmony, NY
$ 280,000 Beds 3 Baths 2.5 Sq 1,568
Monthly Estimate* How much can I afford?

Brand new three-bedroom home on a full acre in the country. This newly constructed home is move-in ready; the finishing touches were recently completed. The main floor has an open floor plan with durable and attractive vinyl flooring, recessed lighting throughout, and radiant floor heating. The eat-in kitchen has abundant storage with brand-new cabinetry and solid-surface counters. The kitchen has a door to the backyard, which would make adding a deck to the back of the house in the future easier. The living room has a beautiful bay window and a ceiling fan. The main floor also has a full bathroom and laundry hook-ups. Upstairs, there are three large bedrooms and an additional half-bath. The primary bedroom has an en-suite bath and a clerestory window to bring in the natural light. The home has a covered front porch to enjoy the temperate evenings, and an attached 2-car garage. The basement is a wide open space with 2 egress windows, so you could add a bedroom or two down there. That space would also make a nice family room or just a storage area. The property includes a barn, which can be used to store your lawn care equipment.

Active

  • Price
  • $ 280,000
  • City
  • Harmony
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CHAUTAUQUA
  • Half Bathrooms
  • 1
  • Area
  • Harmony
  • Lot Size
  • 1 Acres
  • Zip
  • 14767
  • Sqr Footage
  • 1,568
  • Year Built
  • 2024
  • Taxes
  • $ 756
  • Style
  • TwoStory
  • MLS#
  • R1668791
Listed By: Daniel Terhune with Century 21 Turner Brokers;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer SepticTank
Heating Propane,RadiantFloor,Radiant
Utilities ElectricityConnected
Possession CloseOfEscrow
Roof Asphalt,Shingle
Appliances PropaneWaterHeater
Garage Spaces 2.0
Architectural Style TwoStory
Construction Materials VinylSiding,PexPlumbing
School District Panama
Year Built 2024
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Chautauqua
New Construction Yes
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Other Structures Barns,Outbuilding
Total Rooms 8
Full Baths 2
Status Active
Buyer Financing Fha
High School Panama High
City Harmony
Senior Community Y/N No
High School District Panama
MLS Area Harmony-064889
Lot Size Units Acres
Lot Size Square Feet 43560.0
Elementary School Panama K-6
Year Built Details New Build
Tax Annual Amount 756.0
Property Condition NewConstruction
Standard Status Active
Middle/Junior School District Panama
Elementary School District Panama
Tax Assessed Value 25000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 30

Interior Features

Interior Amenities EatInKitchen,CountryKitchen
Basement Full
Flooring Tile,Varies,Vinyl
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bathrooms 1
Total Baths 3

Exterior Features

Exterior Amenities GravelDriveway
Parking Features Attached,Garage
Lot Features Agricultural,Rectangular,RectangularLot
Water Source Well
Lot Size Area 1.0
Foundation Details Block
Building Area Total 1568.0
Lot Dimensions 294X149
Lot Size Acres 1.0
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Panama K-6 Elementary School
Middle School Unknown Middle School
High School Panama High

Price History

3/31/2026 Listed $299,900
7/9/2026 4% - $289,000
8/3/2026 4% - $280,000

Property vs Zip Code Average in 14767

Price
AVG $260K
$280K
Taxes
AVG $2,007
$756
Year Built
AVG 1989
2024
Visits
AVG 21
54
Data Provided by Inside Real Estate®

Areas That We Cover

307 Panama Bear Lake Road Harmony, NY is a Single Family Home for sale at $280000 with 1568 sqft and a lot size of 1 Acres Acre(s). 307 Panama Bear Lake Road Harmony has 3 bedrooms, 2 baths and was built in 2024. The property's zip code is 14767 which is in Harmony, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Mary Lawrence

Mary Lawrence

Agent

558-484-9515

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