Mary Lawrence

136 Merchant Street

Guilford, NY
$ 85,000 Beds 5 Baths 3 Sq 2,840
Monthly Estimate* How much can I afford?

New improved price 95K, motivated to sell! Bring your contractor and your vision to this massive, flexible property! Featuring 5+ bedrooms and 3 full baths, this spacious home offers incredible potential for a savvy investor or a DIY enthusiast looking to build substantial sweat equity. The home has been converted to a single-family and features a large, fenced yard and a detached 2-story garage (needs structural repair). Currently heated by two new pellet stoves, this home lacks a central heating system, making it ideal for cash buyers or specialized renovation loans. In 2025 the exterior was painted, a new HW Heater was installed and a new 200 AMP Electric panel was installed.

Active

  • Price
  • $ 85,000
  • City
  • Guilford
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • CHENANGO
  • Half Bathrooms
  • 0
  • Area
  • Guilford
  • Lot Size
  • 0.91 Acres
  • Zip
  • 13780
  • Sqr Footage
  • 2,840
  • Year Built
  • 1900
  • Taxes
  • $ 1817
  • Style
  • HistoricAntique,TwoStory
  • MLS#
  • R1658637
Listed By: Suzanne Darling GRI with EXIT Realty Homeward Bound;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer SepticTank
Heating Other,SeeRemarks
Cooling Other,SeeRemarks
Utilities CableAvailable,HighSpeedInternetAvailable,WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer,ElectricOven,ElectricRange,ElectricWaterHeater,Refrigerator,Washer
Garage Spaces 2.0
Patio/Porch Features Open,Porch
Architectural Style HistoricAntique,TwoStory
Construction Materials Frame,WoodSiding
School District Bainbridge-Guilford
Year Built 1900
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Chenango
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 13
Full Baths 3
Status Active
City Guilford
Senior Community Y/N No
High School District Bainbridge-Guilford
MLS Area Guilford-083200
Lot Size Units Acres
Lot Size Square Feet 39640.0
Year Built Details Existing
Tax Annual Amount 1817.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Bainbridge-Guilford
Elementary School District Bainbridge-Guilford
Tax Assessed Value 44700
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 3

Interior Features

Interior Amenities CeilingFans,Den,SeparateFormalDiningRoom,SeparateFormalLivingRoom,CountryKitchen,KitchenIsland,Other,SeeRemarks
Basement Partial
Flooring Carpet,Hardwood,Tile,Varies
Total Fireplaces 2
Total Stories 2
Basement (Y/N) Yes
Fireplace Y/N Yes
Laundry Features MainLevel
Total Bedrooms 5
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 3

Exterior Features

Exterior Amenities DirtDriveway
Parking Features Detached,Garage
Lot Features Rectangular,RectangularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.91
Foundation Details Stone
Building Area Total 2840.0
Lot Dimensions 92X450
Lot Size Acres 0.91
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

1/19/2026 Listed $150,000
2/5/2026 10% - $135,000
3/22/2026 15% - $115,000
6/6/2026 5% - $110,000
6/18/2026 14% - $95,000
6/26/2026 11% - $85,000

Property vs Zip Code Average in 13780

Price
AVG $250K
$90K
Taxes
AVG $3,554
$1,817
Year Built
AVG 1934
1900
Visits
AVG 27
142
Data Provided by Inside Real Estate®

Areas That We Cover

136 Merchant Street Guilford, NY is a Single Family Home for sale at $85000 with 2840 sqft and a lot size of 0.91 Acres Acre(s). 136 Merchant Street Guilford has 5 bedrooms, 3 baths and was built in 1900. The property's zip code is 13780 which is in Guilford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Mary Lawrence

Mary Lawrence

Agent

558-484-9515

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